Finding the right insurance rate can be dependent upon your age, driving record, and the make and model of your vehicle. Those who operate vans and minivans can potentially find significant savings on their car insurance rates because of their vehicle. You can obtain car insurance quotes easily online and compare rates with different companies using different vehicles.
Vans have been around a long time, since the early 1960s, although minivans didn’t come into the American market until 1983. Car insurance companies have had decades to see just how valuable and economical these types of vehicles are. Whether you’re using your van or minivan as a cargo vehicle or as a passenger vehicle you’ll see just how economical they are when it comes to car insurance by comparing car insurance quotes.
Although when looking at car insurance quotes you may find that the larger vans, like the first introduced, the Ford Eonoline in 1961, may have a higher rate as these vehicles tend to put on more mileage since they are most commonly used for deliveries. On the other hand, a smaller cargo van can save you money on insurance and usage costs as well.
Today, it’s the Ford E-Series and the Chevrolet Express that are perfect for individuals in the transportation business than the everyday commute. And the Sprinter by Dodge, the Express and Savana by Chevy and GMC have taken over the market for the large vans. These vans are available with up to four rows of seating or 270 cu. ft. of cargo space or more, which can be useful for schools, businesses, and individuals with very large families.
Minivans like the Dodge Caravan and Plymouth Voyager were first introduced in 1984, marking the unofficial start of the minivan craze. It didn’t take long for Chevrolet, Ford, and GMC to follow the Astro, Aerostar, and Safari minivans at the tail end of the 1980s, and the American auto industry weren’t the only ones taking advantage of the minivan craze. Japanese automakers Toyota and Mazda also released the Previa and the MPV.
Although most minivans were introduced equipped with a four cylinder engine, today they are commonly equipped with a six cylinder motor. Althoght thius may seem counterintuitive, vehicles equipped with a six cylinder motor often attract car insurance quotes that are no greater than the four cylinder models, but often less than the large vans.
Popular minivans today include the Honda Odyssey, Nissan Quest, the Kia Sedona, and the Dodge Caravan, which remains on the market after all these years. There is more flexibility with these vehicles, allowing for parents to easily transport their young ones since they’re equipped with sliding side doors, many comfortable seats and plenty of open space: plus, they’re relatively easy to maneuver.
Vans and minivans are still very popular and should be a considered purchase, but before you make your purchase, evaluate car insurance quotes for several models. Often the more luxurious the model the higher the car insurance rate may be.